Andorra’s social security system is designed to provide benefits for
healthcare,
pensions, and other welfare services for residents working in the country. As a resident or employee, contributing to the Andorran social security system is mandatory, ensuring you are covered for healthcare, pensions, accidents, and unemployment.
Overview of Andorra’s Social Security System
The
social security contributions in Andorra are split between employees and employers, with both parties required to contribute based on a percentage of their salaries.
Social security covers a variety of benefits, including:
- Healthcare: Access to Andorra’s public healthcare system (CASS).
- Pension: Contributions towards a public pension plan.
- Accidents and Disabilities: Coverage for work-related accidents and disabilities.
- Unemployment: Contributions towards the unemployment benefits fund.
Social Security Contribution Rates in Andorra
The rates of contribution depend on both the
employee’s salary and the
type of employment. Below is a breakdown of the contribution structure:
| Contribution Type |
Employee Contribution |
Employer Contribution |
Total Contribution |
| Healthcare (CASS) |
3.5% |
6.5% |
10% |
| Pension |
4.5% |
5.5% |
10% |
| Accidents and Disabilities |
0.25% |
0.25% |
0.5% |
| Unemployment |
0.3% |
0.3% |
0.6% |
| Total (Employee + Employer) |
8.55% |
12.55% |
21.1% |
Key Eligibility Requirements
To be eligible for social security benefits, individuals must meet the following criteria:
- Residency: You must be a legal resident of Andorra.
- Employment: You must be employed by a company or self-employed and making social security contributions.
- Minimum Contributions: The contributions should meet the minimum thresholds set by the Andorran government to qualify for benefits.
How Axior Global Can Help With Social Security Contributions in Andorra
Navigating Andorra’s social security system can be complex, especially for expatriates or businesses that employ non-resident staff.
Axior Global specializes in helping individuals and businesses ensure compliance with Andorra’s social security regulations, offering expert advisement on:
- Social Security Registration: Assistance with registering employees or self-employed individuals for social security coverage in Andorra.
- Contribution Optimization: Guidance on how to structure your salary and employment agreements to optimize contributions and reduce unnecessary costs.
- Benefit Claim Assistance: Support in understanding and claiming the benefits you are entitled to under Andorra’s social security system, including healthcare, pension, and unemployment.
- Cross-border Advisory: Advice for individuals living in Andorra but working in other countries, ensuring proper coordination of social security obligations across borders.
By leveraging
Axior Global‘s tax and legal advisory services, you can ensure that your social security contributions are managed efficiently and effectively, helping you avoid penalties and maximizing your benefits.
Conclusion
Andorra’s
social security system provides robust coverage for healthcare, pensions, and other welfare needs, but understanding the contribution structure is essential for compliance. Whether you’re an
employee,
self-employed, or an
employer in Andorra, it’s crucial to ensure you’re contributing the correct amount.
For personalized advice and expert assistance with
social security contributions,
Axior Global is here to guide you through the complexities of the system, ensuring you are fully compliant and making the most of your contributions.
